The RI Cross Disability Coalition recently delivered its first Speakers Bureau presentation to Seven Hills at the Harris Public Library in Woonsocket. The featured session, “Let’s Talk About Money,” was led by Tanja Blicker-Ucran and Christina Battista, two engaging presenters who sparked thoughtful and energetic conversation.
The discussion opened with a simple but powerful question: What can money do for you? And, why does it matter?
One powerpoint slide in particular – “Control Over Your Life” – resonated immediately with participants. As the group explored what that meant, the conversation naturally began with the basics. Money allows us to meet essential needs like shelter, food, and clothing. Together, the group defined “needs” as what it takes to be healthy and safe. From there, the conversation expanded to how financial stability can create greater independence and freedom to make personal choices.
As the presenters noted, having money can mean less financial worry and a more comfortable life.
The conversation quickly became more animated when the topic shifted to wants. Christina shared her love of shopping, prompting participants to jump in with their own favorites – coffee, purses, books, and other things they enjoy but don’t necessarily need. It was a lively and relatable moment that helped distinguish between needs and wants in a personal way.
Before diving into budgeting, the presenters asked participants how they currently manage their money. Sabrina shared that she prioritizes paying her bills first, while Bradley proudly noted that he’s good at counting money – which highlighted the different strengths and approaches within the group.
The session then moved into practical budgeting. Tanja and Christina walked participants through how to build a personal budget, focusing on income and expenses. The group discovered that two participants currently have jobs, one has two jobs, and others expressed interest in part-time work. Christina also shared that free business classes are available through the Rhode Island Developmental Disabilities Council for those interested in entrepreneurship.
Together, the group created a sample budget, incorporating common income sources such as SSI and SSDI, along with potential earnings from part-time work. They identified key monthly expenses, including rent, utilities, groceries, household supplies, and healthcare costs like prescriptions.
The conversation also touched on everyday decision-making. For example, participants who enjoy video games learned they can often borrow them for free instead of purchasing them. Transportation was another important topic; while services like RIDE may be free or low-cost, options like Uber and Lyft are typically more expensive, but might be necessary, or might be considered occasional treats rather than regular expenses.
Saving money was another key theme. Participants recognized the importance of setting aside funds for emergencies, such as car repairs or unexpected medical expenses.
Finally, the group explored ways to reduce costs and increase income. Suggestions included shopping at affordable grocery stores like Aldi and PriceRite, using food banks when needed, and cutting back on small but frequent expenses like daily coffee purchases. On the income side, participants discussed opportunities such as babysitting, dog walking, yard work, or even turning hobbies into small businesses.
The session concluded with participants walking away with new ideas, practical tools, and a stronger understanding of how money management can support greater independence and control over their lives.
